Payment

Do you accept insurance?

I am an out of network provider with many insurance companies which means that I do not bill insurance companies directly. Your counseling services may be eligible for reimbursement through out-of-network benefits, medical spending or health care savings accounts. Health insurance plans and benefits vary. If you are interested in using your health insurance, please call your insurance provider to inquire about reimbursement for out-of-network counseling services. (See below for questions to ask your insurance company). I will provide you with a receipt at the end of each month which you can submit to your insurance company for out-of-network coverage/reimbursement.  Sessions are either 55 minutes or 90 minutes and dependent upon the client’s needs and goals.  The CPT Code for an individual psychotherapy session that is 53 minutes or more is: 90837

Questions to ask your insurance provider

If you would like to investigate the possibility of reimbursement for out-of-network coverage, please check your policy carefully and ask the following questions of your provider:

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How many mental health sessions per calendar year does my insurance plan cover?
  • How much does my plan cover for an out-of-network mental health provider?
  • How do I obtain reimbursement for therapy with an out-of-network provider?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

What are some reasons to pay out-of-pocket or privately?

Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate.  Insurance companies often limit the number of sessions and even the type therapy.

By paying privately, I can assure private pay clients of the highest degree of privacy, flexibility and control of their mental health record allowed by Washington DC law, since my records are exempt from insurance reporting and random compliance audits. Our work is off record. It’s also important to remember many insurance companies require a deductible to be met before they start paying, so you may be paying out of pocket anyway.

We will work collaboratively to decide how often to attend therapy and you decide what you want to focus on. You will have the control.

*For information on rates, please call me at 202-875-1495 and that can be discussed during the free 15 minute phone consultation.

Ryan Long, MSW, LICSW

ryan@ryanlonglicsw.com

202-875-1495

verified by Psychology Today

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